How Will You Approach 2013?

 

It happens every year. We make New Year’s resolutions and we inevitably break New Year’s resolutions. We see it in the gym more than any other place. We say to ourselves, “this is the year I am going to lose weight” or “my goal is to watch what I eat and gain muscle mass”. We start off motivated to change in order to achieve our goals, yet we grow frustrated and quit when we don’t see results immediately. When we neglect to work out for a long time, it’s going to feel painful both physically and mentally as we get back into the gym. And we seem to forget that what took years to build (weight gain, higher body fat etc.) will also likely take years to undo.

The same is true for your finances. If you have spent years accumulating debt, neglecting savings, or over spending, it takes time to change course and make better financial decisions in order to reach your financial goals. Before giving up because you don’t see immediate financial improvements, realize that you can’t fix it overnight. Try this. Instead of making an annual resolution to fix your finances, follow that up by making frequent resolutions and taking action. Make smart financial decisions on a daily, weekly and monthly basis. Slow and steady wins the race and a consistent, disciplined approach will prove to be successful over time. Contrary to popular belief, there is only one way to get rich and build wealth – slowly.     

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